Do not get carried away when someone give you a credit card, pay your bills! Don’t despair, because there are ways to get things back on track. Financing a new home can be a challenge, especially if you have a … Continue reading
TIP! Try to keep a balance of less than 50% of your available credit on all of your cards. If any of your balances climb past half of your available credit limit, pay them down or spread the debt around … Continue reading
TIP! If your creditors try to jack up your interest rates, do not pay them. Creditors trying to charge more from you than what they originally loaned you plus a reasonable amount of interest are usually willing to negotiate. You … Continue reading
TIP! Pay down any credit cards with a balance in excess of 50%, preferably getting them down to 30%. If your credit card balances exceed 50% of their limits, it will lower your credit score, so spread your debt over … Continue reading
TIP! Try to get a secured credit card if you are not eligible for an unsecured card. This will help you fix your credit. You might have gotten sucked in by Capital One’s pre-approved credit offers, or maybe you got … Continue reading
TIP! If you want to repair your credit but do not qualify for a regular credit card, consider a secured credit card. Most people are able to get this type of card, but you will have to load it up … Continue reading
TIP! If you don’t have very good credit, financing your home may not be easy. Look into alternative financing options like FHA loans. It can be stressful to have to deal with a negative credit score. When your past unwise … Continue reading
TIP! Try to keep a balance of less than 50% of your available credit on all of your cards. Creditors like to see you using your accounts, but still keeping your balances under 50% of your allotted credit. With bad … Continue reading
TIP! Financing a new home can be a challenge, especially if you have a history of bad credit. If you are in this situation you should look into FHA loans before speaking with a bank. Having bad credit can sometimes … Continue reading
Credit Check TIP! Financing homes can be made more difficult when your credit score is low. If you do have poor credit, try to get a FHA loan because there is a guarantee that it will be given to you. … Continue reading
